/* Sorren Insurance Group: shared page styles */
html,body{margin:0}
*{box-sizing:border-box}
body{background:#F7F9F8;font-family:'Inter',system-ui,-apple-system,'Segoe UI',sans-serif;color:#0F2A2E;-webkit-font-smoothing:antialiased}
a{color:#0E6B66}a:hover{color:#0A4F4B}
.wrap{max-width:1180px;width:100%;margin:0 auto;padding-left:24px;padding-right:24px}

.nav{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:16px;padding-top:20px;padding-bottom:20px}
.brand{font-family:'Fraunces',Georgia,serif;font-weight:600;font-size:24px;color:#0F2A2E;text-decoration:none}
.brand b{color:#0E6B66;font-weight:600}
.navlinks{display:flex;flex-wrap:wrap;align-items:center;gap:26px;font-size:15px;font-weight:500}
.navlinks a{text-decoration:none;color:#0F2A2E}
.navlinks a:hover{color:#0E6B66}
.navlinks a.btn{background:#0E6B66;color:#fff;padding:12px 22px;border-radius:999px;font-weight:600}
.navlinks a.btn:hover{background:#0A4F4B;color:#fff}

.hero{position:relative;overflow:hidden;background:#3B4F4C}
.herobg{position:absolute;top:0;right:0;bottom:0;left:0;background-color:#8C7A63;background-image:var(--hero-img,none);background-size:cover;background-position:center}
.scrim{position:absolute;top:0;right:0;bottom:0;left:0;background:linear-gradient(90deg,rgba(10,52,56,.88) 0%,rgba(10,52,56,.55) 50%,rgba(10,52,56,.35) 100%)}
.herogrid{position:relative;display:flex;flex-wrap:wrap;align-items:center;gap:56px;padding-top:64px;padding-bottom:88px}
.hcol{flex:1 1 480px;min-width:0;display:flex;flex-direction:column;gap:26px}
.eyebrow{font-size:13px;font-weight:600;letter-spacing:1.4px;color:#F2A541}
.h1{margin:0;font-family:'Fraunces',Georgia,serif;font-weight:600;font-size:clamp(34px,4.8vw,58px);line-height:1.1;letter-spacing:-.5px;color:#fff}
.h1.long{font-size:clamp(32px,4.2vw,50px)}
.h1 em{font-style:normal;color:#F2A541}
.marker{display:block;height:10px;width:3.4em;margin-top:2px;background:#F2A541;border-radius:6px;transform-origin:left center;animation:marker 2.5s infinite}
.lead{margin:0;font-size:19px;line-height:1.6;color:#F1F6F5;max-width:540px}
.chips{display:flex;flex-wrap:wrap;gap:12px}
.chip{background:#fff;border-radius:999px;padding:10px 18px;font-size:15px;font-weight:500;color:#0F2A2E;animation:bob 4s ease-in-out infinite}
.chip:nth-child(2){animation-delay:-1.3s}.chip:nth-child(3){animation-delay:-2.6s}
.note{max-width:560px;font-size:13.5px;line-height:1.55;color:#E3EEEC;border-left:3px solid #F2A541;padding-left:14px}

.fcol{flex:0 1 440px;min-width:300px}
.fcard{background:#fff;border-radius:24px;padding:30px;box-shadow:0 24px 60px rgba(15,42,46,.22);display:flex;flex-direction:column;gap:16px}
.fcard.hide{display:none}
.fcard [hidden]{display:none}
.fhead{display:flex;justify-content:space-between;align-items:baseline;gap:12px}
.fh{margin:0;font-family:'Fraunces',Georgia,serif;font-weight:600;font-size:25px;line-height:1.2}
.fstep{font-size:13px;font-weight:600;color:#3D5558;white-space:nowrap;flex:none}
.fsub{margin:-6px 0 0;font-size:14px;color:#3D5558}
.bar{height:6px;border-radius:6px;background:#DDEFEA;overflow:hidden}
.bar i{display:block;height:100%;width:50%;background:#0E6B66;border-radius:6px;transition:width .4s ease}
.bar.two i{width:100%}
.steps-form{display:flex;flex-direction:column;gap:16px}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.fcard label{display:block;font-size:14px;font-weight:600;margin-bottom:6px}
.fcard input[type=text],.fcard input[type=tel],.fcard input[type=email],.fcard input:not([type]),.fcard select{display:block;width:100%;min-height:50px;border:1.5px solid #9DB3B0;border-radius:12px;padding:12px 14px;font:inherit;font-size:16px;font-weight:400;color:#0F2A2E;background:#fff}
.fcard input:focus,.fcard select:focus{outline:3px solid rgba(14,107,102,.35);border-color:#0E6B66}
.fcard .consent{display:flex;gap:12px;align-items:flex-start;font-size:12px;font-weight:400;line-height:1.5;color:#3D5558;margin:0}
.fcard .consent input{flex:none;width:20px;height:20px;margin:1px 0 0;accent-color:#0E6B66}
.cta{position:relative;overflow:hidden;border:0;cursor:pointer;background:#0E6B66;color:#fff;font-family:inherit;font-size:18px;font-weight:600;padding:16px 24px;border-radius:14px;min-height:56px;width:100%}
.cta:hover{background:#0A4F4B}
.cta::before{content:"";position:absolute;top:0;bottom:0;left:-60%;width:40%;background:rgba(255,255,255,.28);transform:skewX(-20deg);animation:shimmer 3s infinite}
.arrow{display:inline-block;animation:nudge 1.4s ease-in-out infinite}
.fine{font-size:12.5px;color:#4A5F62;text-align:center}
.thanks{display:none;background:#fff;border-radius:24px;padding:40px 30px;box-shadow:0 24px 60px rgba(15,42,46,.22);text-align:center}
.thanks.show{display:block}
.thanks h2{margin:16px 0 10px;font-family:'Fraunces',Georgia,serif;font-weight:600;font-size:28px}
.thanks p{margin:0;font-size:16px;line-height:1.6;color:#3D5558}
.thanks svg{display:block;margin:0 auto}
.thanks svg path{stroke-dasharray:26;stroke-dashoffset:26;animation:draw .7s .2s ease-out forwards}

.section{padding-top:84px;padding-bottom:40px;display:flex;flex-direction:column;gap:34px}
.kicker{font-size:14px;font-weight:600;letter-spacing:1.2px;color:#0E6B66}
.h2{margin:8px 0 0;font-family:'Fraunces',Georgia,serif;font-weight:600;font-size:clamp(28px,3.4vw,42px);line-height:1.15;max-width:660px}
.sub{margin:10px 0 0;font-size:17px;line-height:1.6;color:#3D5558;max-width:620px}
.track{height:4px;background:#D6E3E0;border-radius:4px;overflow:hidden}
.track i{display:block;height:100%;width:100%;background:#0E6B66;transform-origin:left;animation:trackfill 9s linear infinite}
.grid3{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:24px}
.grid4{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:24px}
.step{background:#fff;border:1.5px solid #D6E3E0;border-radius:18px;padding:28px;display:flex;flex-direction:column;gap:14px;animation:glow 9s infinite}
.step:nth-child(2){animation-delay:3s}.step:nth-child(3){animation-delay:6s}
.num{width:44px;height:44px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:600;font-size:18px;background:#DDEFEA;color:#0E6B66;animation:numglow 9s infinite}
.step:nth-child(2) .num{animation-delay:3s}.step:nth-child(3) .num{animation-delay:6s}
.ct{font-family:'Fraunces',Georgia,serif;font-weight:600;font-size:22px;line-height:1.25}
.cb{font-size:16px;line-height:1.6;color:#3D5558}
.card{background:#fff;border:1.5px solid #D6E3E0;border-radius:18px;padding:28px;display:flex;flex-direction:column;gap:14px;color:#0F2A2E;text-decoration:none;transition:transform .25s ease,box-shadow .25s ease,border-color .25s ease}
.card:hover{transform:translateY(-8px);border-color:#0E6B66;box-shadow:0 18px 34px rgba(14,107,102,.16);color:#0F2A2E}
.card svg{transition:transform .35s ease;flex:none}
.card:hover svg{transform:scale(1.14) rotate(-6deg)}
.disc{background:#fff;border:1.5px solid #D6E3E0;border-left:5px solid #F2A541;border-radius:14px;padding:22px 26px;font-size:14.5px;line-height:1.65;color:#3D5558}
.disc b{color:#0F2A2E}

.faq{display:flex;flex-direction:column;gap:12px;max-width:820px}
.faq details{background:#fff;border:1.5px solid #D6E3E0;border-radius:14px;padding:0 22px}
.faq details[open]{border-color:#0E6B66}
.faq summary{cursor:pointer;list-style:none;padding:20px 0;font-weight:600;font-size:17px;display:flex;justify-content:space-between;align-items:center;gap:16px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:26px;font-weight:400;color:#0E6B66;line-height:1}
.faq details[open] summary::after{content:"\2212"}
.faq p{margin:0 0 20px;font-size:16px;line-height:1.65;color:#3D5558}

.band{background:#0E3F43;color:#fff;margin-top:48px}
.bandin{padding-top:88px;padding-bottom:88px;display:flex;flex-direction:column;align-items:center;gap:32px;text-align:center}
.bandh{margin:0;font-family:'Fraunces',Georgia,serif;font-weight:600;font-size:clamp(30px,4.2vw,52px);line-height:1.15;max-width:780px}
.w{display:inline-block;animation:wordin .7s ease-out backwards}
.w:nth-child(2){animation-delay:.1s}.w:nth-child(3){animation-delay:.2s}.w:nth-child(4){animation-delay:.3s}.w:nth-child(5){animation-delay:.4s}.w:nth-child(6){animation-delay:.5s}.w:nth-child(7){animation-delay:.6s}.w:nth-child(8){animation-delay:.7s}
.ring{position:relative;display:inline-block;text-decoration:none;background:#F2A541;color:#0F2A2E;font-weight:600;font-size:18px;padding:18px 36px;border-radius:999px}
.ring:hover{color:#0F2A2E;background:#F5B45E}
.ring::after{content:"";position:absolute;top:0;right:0;bottom:0;left:0;border-radius:999px;border:2px solid #F2A541;animation:ringout 2.2s ease-out infinite;pointer-events:none}
.foot{padding-top:40px;padding-bottom:48px;display:flex;flex-direction:column;gap:12px;font-size:13px;line-height:1.65;color:#4A5F62}
.foot b{color:#0F2A2E}
.foot a{color:#0E6B66}
.footcols{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:28px;padding-bottom:12px}
.footcols div{display:flex;flex-direction:column;gap:8px}

.rise{animation:rise .8s ease-out both}
.d1{animation-delay:.1s}.d2{animation-delay:.3s}.d3{animation-delay:.5s}.d4{animation-delay:.7s}
@keyframes rise{from{opacity:0;transform:translateY(16px)}to{opacity:1;transform:translateY(0)}}
@keyframes marker{0%{transform:scaleX(0)}18%{transform:scaleX(1)}85%{transform:scaleX(1)}100%{transform:scaleX(0)}}
@keyframes bob{0%,100%{transform:translateY(0)}50%{transform:translateY(-7px)}}
@keyframes shimmer{0%{left:-60%}45%,100%{left:130%}}
@keyframes nudge{0%,100%{transform:translateX(0)}50%{transform:translateX(5px)}}
@keyframes draw{to{stroke-dashoffset:0}}
@keyframes trackfill{0%{transform:scaleX(0)}95%{transform:scaleX(1)}100%{transform:scaleX(1)}}
@keyframes glow{
  0%{transform:translateY(0);border-color:#D6E3E0;box-shadow:0 0 0 rgba(14,107,102,0)}
  4%,30%{transform:translateY(-8px);border-color:#0E6B66;box-shadow:0 18px 34px rgba(14,107,102,.16)}
  36%,100%{transform:translateY(0);border-color:#D6E3E0;box-shadow:0 0 0 rgba(14,107,102,0)}
}
@keyframes numglow{0%{background:#DDEFEA;color:#0E6B66}4%,30%{background:#0E6B66;color:#fff}36%,100%{background:#DDEFEA;color:#0E6B66}}
@keyframes wordin{from{opacity:0;transform:translateY(14px)}to{opacity:1;transform:translateY(0)}}
@keyframes ringout{0%{transform:scale(1);opacity:.9}100%{transform:scale(1.25,1.5);opacity:0}}

@media (max-width:640px){
  .row2{grid-template-columns:1fr}
  .herogrid{padding-top:40px;padding-bottom:56px;gap:36px}
  .fcard{padding:24px}
  .navlinks{gap:14px}
  .navlinks a:not(.btn){display:none}
  .section{padding-top:60px}
}
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation:none !important;transition:none !important}
  .thanks svg path{stroke-dashoffset:0}
}

/* legal pages */
.lhero{background:#0E3F43;color:#fff}
.lhero .wrap{padding-top:56px;padding-bottom:56px}
.lhero .eyebrow{margin-bottom:12px}
.lhero h1{margin:0;font-family:'Fraunces',Georgia,serif;font-weight:600;font-size:clamp(34px,4.4vw,52px);line-height:1.1;color:#fff}
.lhero p{margin:14px 0 0;font-size:16px;color:#CFE3E0}
.legal{display:grid;grid-template-columns:240px minmax(0,1fr);gap:56px;padding-top:56px;padding-bottom:72px;align-items:start}
.toc{position:sticky;top:24px;background:#fff;border:1.5px solid #D6E3E0;border-radius:16px;padding:20px 22px}
.toc b{display:block;font-size:13px;letter-spacing:1.2px;color:#0E6B66;margin-bottom:10px}
.toc ol{margin:0;padding-left:20px;display:flex;flex-direction:column;gap:7px;font-size:14px;line-height:1.4}
.toc a{color:#0F2A2E;text-decoration:none}
.toc a:hover{color:#0E6B66;text-decoration:underline}
.prose{max-width:760px;font-size:16.5px;line-height:1.75;color:#2B4448}
.prose h2{font-family:'Fraunces',Georgia,serif;font-weight:600;font-size:26px;line-height:1.25;color:#0F2A2E;margin:44px 0 12px;scroll-margin-top:24px}
.prose h2:first-child{margin-top:0}
.prose h3{font-size:17px;margin:24px 0 8px;color:#0F2A2E}
.prose p{margin:0 0 14px}
.prose ul{margin:0 0 16px;padding-left:22px;display:flex;flex-direction:column;gap:8px}
.prose table{border-collapse:collapse;width:100%;margin:8px 0 18px;font-size:15px}
.prose th,.prose td{text-align:left;padding:12px 14px;border-bottom:1px solid #D6E3E0;vertical-align:top}
.prose th{background:#EEF4F2;font-weight:600;color:#0F2A2E}
.prose a{color:#0E6B66}
@media (max-width:860px){.legal{grid-template-columns:1fr;gap:28px}.toc{position:static}}

.brand{display:inline-flex;align-items:center;gap:10px}.brandlogo{height:40px;width:auto;display:block}@media(max-width:520px){.brand{font-size:20px;gap:8px}.brandlogo{height:34px}}