Terms of Service

1. Agreement to Terms

These Terms of Service (“Terms”) govern your use of the websites and landing pages operated by Sorren Insurance Group LLC (“Sorren Insurance Group,” “we,” “us,” or “our”), a Florida life insurance agency. By visiting our Sites or submitting a quote request, you agree to these Terms. If you do not agree, please do not use our Sites.

2. Description of Service

Our Sites let you request a free, no-obligation life insurance quote and be connected with a licensed life insurance agent. Sorren Insurance Group is an insurance agency, not an insurance carrier. We help match you with coverage options, and the insurance carrier ultimately underwrites and issues any policy. Submitting a quote request does not guarantee that you will be offered coverage, any particular rate, or approval. All coverage is subject to the carrier’s underwriting review, terms, and conditions.

3. Eligibility

You must be at least 18 years old to submit a quote request on our Sites. By submitting your information, you represent that you are 18 or older and that the information you provide is accurate and belongs to you, or to a person you are authorized to submit a request on behalf of.

4. Your Consent to Be Contacted

When you submit a quote request, you consent to be contacted by phone, text, and email, including by automated dialing systems and prerecorded or autodialed messages, about life insurance options, as described in our Privacy Policy. This consent is not a condition of purchasing insurance. You may withdraw consent at any time using the methods described in our Privacy Policy.

5. No Insurance, Financial, or Legal Advice

Content on our Sites is general and educational. It is not personalized insurance, financial, tax, or legal advice, and should not replace a conversation with a licensed agent, financial advisor, or attorney about your situation. Any illustration of coverage, cash value, or cost is an example only and is not a guarantee of actual policy performance or pricing. Life insurance is not a security, bank deposit, or investment.

6. Your Responsibilities

When using our Sites, you agree to:

• provide accurate, current, and truthful information;
• use our Sites only to request insurance information, and not to impersonate another person or submit false information;
• not interfere with, disrupt, or try to gain unauthorized access to our Sites or systems; and
• follow all applicable laws in your use of our Sites.

7. Intellectual Property

The text, graphics, logos, and other content on our Sites are owned by or licensed to Sorren Insurance Group and are protected by copyright, trademark, and other intellectual property laws. You may view and use our Sites for personal, non-commercial use, but you may not copy, reproduce, distribute, or create derivative works from our content without our prior written permission.

8. Third-Party Links & Services

Our Sites may link to or rely on third-party services, including insurance carriers, our customer relationship management provider, and advertising platforms. We do not control and are not responsible for the content, accuracy, or practices of third-party sites or services. Your dealings with those third parties are governed by their own terms and policies.

9. Disclaimer of Warranties

Our Sites and their content are provided “as is” and “as available,” without warranties of any kind, express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that our Sites will be uninterrupted, error-free, or secure, or that any quote, rate, or coverage outcome will be achieved.

10. Limitation of Liability

To the fullest extent permitted by law, Sorren Insurance Group and its owners, agents, and employees will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenue, arising from your use of our Sites or any quote request, whether based on warranty, contract, tort, or any other legal theory, even if we have been told of the possibility of such damages.

11. Indemnification

You agree to indemnify and hold harmless Sorren Insurance Group and its owners, agents, and employees from claims, damages, losses, or expenses (including reasonable attorneys’ fees) arising from your misuse of our Sites, your violation of these Terms, or your violation of any rights of another person or entity.

12. Governing Law & Dispute Resolution

These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-law principles. Before filing a claim against us, you agree to first contact us (see Section 14) so we can try to resolve the dispute informally.

13. Changes to These Terms

We may update these Terms from time to time. If we make material changes, we will update the “last updated” date at the top of this page. Your continued use of our Sites after a change takes effect means you accept the updated Terms.

14. Contact Us

Questions about these Terms can be sent to:

Sorren Insurance Group LLC
Email: admin@sorren.org